kundli ka lagn bhav jivan ke sabhi shubh v ashubh falon ka ashray hota hai. lagn ek sath kendra v trikon bhav hone se lagnesh yogkarak jaisa shubhafal dayak hota hai. lagn bhav ka bal lagnesh ke balanusar hota hai. inka sapekshik bal vyakti ke bhagya, sukh, dhan, ayu adi shubh falon ke prachur matra men bhog ko darshata hai. atah dhan-samriddhi prapti ke lie sarvapratham vyakti ki kundli men lagn bhav v lagnesh ka balvan tatha shubh prabhavi hona avashyak hota hai. sath hi kundli ke dhan dyotak bhav-dvitiya (dhan) bhav, pancham v navam (lakshmi sthan) bhav tatha ekadash (labh) bhav v unke bhaveshon ka apsi sanbandh shubh bhav, kendra v trikon men hone par adhik dhan prapti men sahayak hota hai. lagn aur chandra donon se akalan satik rahta hai.
shri ramanujacharya dvara rachit ‘‘bhavarth ratnakr’’ granth ke dhan yog’ adhyay anusar: dhaneshe panchamasthe ch panchmesho dhane yadi. dhanpe labhge vapi labhesho dhango yadi. panchmesho panchme va bhagye bhagyadhipe yadi. vishesh dhanyogashchetyahurjatak ko vidaah.. 1, 2.. arthat, ‘‘yadi dvitiyesh aur panchmesh ka sthan parivartan ho ya dvitiyesh labh bhav men ho ya labhesh dvitiya bhav men sthit ho ya panchmesh aur navmesh apne bhav men hon to jatak ko vishesh dhan ki prapti hoti hai. uprokt yogon ki adhikadhik upasthiti uttarottar dhanadhya banati hai.
uprokt shlok kuch mahatvapurn sutra pratipadit karta hai:
1. dhan ke dyotak bhav v bhaveshon ka apsi sanbandh vishesh dhandayak hota hai, jaise dhanesh ke labh bhav men hone se aur labhesh ke dhan bhav men hone par vishesh dhan ki prapti hoti hai. isi prakar dhanesh aur labhesh donon ki shubh lagn bhav men yuti prachur dhandayak hoti hai.
2. dhanesh aur panchmesh ka rashi parivartan dhanaprad kaha gaya hai, parantu dhanesh v navmesh ke rashi parivartan ka koi ullekh nahin hai. iska mul karan hai ki inka rashi parivartan hone par dvitiyesh nij dvitiya bhav se ashtamasth hokar dhan prapti ko kam karega tatha navmesh bhi apne navam bhav se shashthasth hokar bhagya men kami karega. atah inka parivartan shubh faldayi nahin bataya gaya hai.
3. shlok ke antim bhag men tisra sutra yah hai ki ek se adhik dhan-dyotak bhaveshon ki apne-apne bhav men sthiti bhi unke sajhe gun ki vriddhi karti hai, arthat prachur matra men dhan deti hai.
4. agle shlok men ganrathkar ne spasht kar diya hai ki grahon ki dhan-sadrishyata n hone par parasparik yog vishesh dhandayak nahin hota hai.
dhan labhadhipatyoshch vyayeshen sahasthitiah. sanbandho yadi vidyate dhanadhikyan n vidyate.. arthat ‘‘yadi dvitiyesh aur labhesh ki yuti vyayesh ke sath ho to jatak dhani nahin hoga.’’ isi prakar shashthesh v ashtamesh ki dhanesh v labheshon se yuti bhi dhan ki nyunta karegi. sath hi dhan-dyotak bhaveshon ki ashubh (shashth, ashtam v dvadsh) bhav men sthiti dhan ke nash dvara nirdhanata degi. kemadrum yog: (chandrama ke donane or koi grah n hone par) bhi jatak dhan-hani bhogta hai.
uprokt jyotish sutron ko darshati desh ke kuch pramukh udyogptiyon ki janmakundliyon ka vishleshan is prakar hai:
udaharan kundli nan. 1 jatak tata grup udyog ka svami aur desh videsh men prasiddh dhanadhya udyogpti hain. unki janmakundli ke vishesh yog is prakar hain- lagnesh brihaspati dvitiya bhav men nichasth hai parantu svanvansh men hone se balvan hai.’ vah ekadash bhav men sthit chandrama ke sath gajkesri yog bana raha hai. donon dhandayak grah hain. labhesh shukra svanvansh ka hokar lagn men sthit hai. panchmesh mangal bhi uchch navansh men hai aur uski janm lagn se navam v dasham bhav par drishti hai. navmesh surya, dashmesh budh aur ekadshesh shukra lagn men sthit hain jo bhagya aur karm dvara dhan labh ko darshata hai. dvitiyesh shani aur chaturthesh brihaspati ka shubh rashi vinimay hai. lagn se chaturth bhav tak 6 grahon ki sthiti bhagyashali yog bana rahi hai.
udaharan kundli 2: jatak bajaj skutar v motar saikil indastrij ka svami aur desh ka ek pramukh udyogpti hai. lagnesh shukra dvitiya bhav men hai. dvitiyesh v panchmesh budh aur chaturthesh surya ke sath lagn men sthit hone se balvan dhan yog bana rahe hain. yah yog purva janm ke punya se apne prayas dvara is jivan men vishesh saflta deta hai. navmesh aur dashmesh yogkarak shani ekadash (labh) mitra bhav men hai tatha labhesh brihaspati ki dashamasth sthiti shubh rashi vinimay hai jo bhagya se pragti aur dhan labh darshata hai. shani aur brihaspati svanvansh men hone se balvan hain. apne bhagya aur prayas dvara unhonne vishesh sthan banaya hai.
udaharan kundli 3: jatak birla grup ka svami aur desh ka ek dhanadhya udyogpti hai. uska sansar ke yuva karorpti udyogptiyon men athvan sthan hai. unki kundli ke vishesh dhan karak yog is prakar hain- lagnesh chandrama dvitiya bhav men hai. chandrama apne navansh men sthit hokar balvan hai. dvitiyesh surya labh bhav men hai aur labhesh shukra, uchchasth dhankarak aur navmesh brihaspati ke sath, lagn men hai. yah ek vishesh dhankarak aur vaibhvshali yog hai. navmesh brihaspati ki pancham bhav tatha svarashi navam bhav par aur navam bhav sthit shani par drishti hai, jo brihaspati ki drishti ko ekadash bhav sthit surya tak pahuncha raha hai. panchmesh aur dashmesh yogkarak mangal ki navam bhav tatha svarashi dasham bhav par drishti hai. ekadash bhav se tritiya bhav tak dhan karak ‘shubh malika yog’ hai.