dhanagaman ka mukhya upay lakshmi-kuber ka stotra mana gaya hai. kuber devtaon ke koshadhipti hain. arthik unnati ke lie inki upasna ki jati hai. kuber yantra ko puja ke sthan men rakhne ka bahut mahatva hai.
vidhi
dipavli se purva kuber puja (dhan ters) ke din, athva ashvin mah krishn ashtami ko iski puja-upasna shreshth mani gayi hai. lal vastra par kuber evan lakshmi yantra (dhatu ka bana) ko pratishthit kar ke, lal pushp, asht gandh, anar, kamal gatta, kamal pushp, sindur adi se pujan kar ke, kamal gatte ki mala par kuber ke mantron ka jap karen. jap ke pashchat kankdhara stotra ka path, lakshmi-gayatri ka path karna shubh falon ki vriddhi karta hai. path ke pashchat mala ko gale men dharan kar len.
mantra: o'm yakshay kuberay vaishravnay dhan dhanyadi patye dhan dhanya samriddhin me dehi dapay svaha.
vishnu-lakshmi ka pujn-archan kar ke, tanbe ke bartan men shahad ka sharbat bana kar, brahman ko dan kar ke adhik labh paya ja sakta hai. hajar bel patra ko dho kar, vishnu evan lakshmi ke namaksharon men namah laga kar, unhen arpan karna lakshmi ki tushti ka upay hai. dhan sangrah: kai bar ay to hoti hai, parantu uska apavyay hota rahta hai. n chahne par bhi, jatak anek tarah se kharchon men par jata hai. aisi sthiti men nimnalikhit upay satik mana gaya hai:
dipavli, ya kisi bhi mah ke sarvarth siddhi yog, chaitra shukla panchmi, akshay tritiya, guru pushya, bhishma ekadshi men se kisi ek din jatak, subah snanadi kar ke, man bhagvti ke shri sukt ka path karen. lakshmi ki pratima ko lal anar ke dane ka bhog laga kar, arti adi kar ke, ghar se uttar disha ki or se prasthan kar, paudhshala, athva anyatra se bel ka chota per ghar laen.
is bel ke per ko shuddh mitti ke naye gamle men, lakshmi ka sukt parhte hue, laga den. is bel ko ghar ke uttar disha men saf-suthre sthan par rakhen tatha pratyek sham ko iske pas shuddh deshi ghi ka dipak jalaen. jab tak is bel ki puja hoti rahegi, tab tak jatak ke ghar men lakshmi ki vriddhi hogi evan apavyay band ho jaega.
karj se chutkara
karj pane ke lie kuber dev tatha karj chukane ke lie dakshinavarti ganesh ki upasna ki jati hai. yadi karj chukane ki rakam itni adhik ho jae ki jatak use chukane men asamarth ho, to aise jatkon ko ‘gajendramoksha’ namak stotra ka path karne se adhik labh hota hai.
vidhi:
narad puran ke anusar vaishakh mah ke shukla paksh tritiya tithi ko, ya dipavli ke din, vidhipurvak dakshinavarti ganesh (jis ganesh ki sund dahini or ghumavdar ho) ki murti, athva tasvir ko chandi ke sinhasan par sthapit kar ke ‘ganpti’ yantra ko uske sath sthapit kar ke, yantra ke dahini or ‘kuber yantra’ ko sthapit karen. karj sanbandhi karya ke nimitt kuber mantra, athva shri gajendra moksh stotra ka das hajar ki sankhya men jap karen. jap ke pashchat havan, tarpan, marjan adi karna avashyak ang mana gaya hai.
choron se dhan ki raksha
bar-bar choron dvara dhan churane, ya vyapar men bar-bar hani hone ki sthiti se niptne ke lie vishnu ke sang rahne vali lakshmi ki upasna karni chahie.
vidhi:
jyeshth mah ki shukla ekadshi (bhishma ekadshi) ya dipavli ke din, gangadi punya sthal men, athva ganga jal mishrit jal se ghar men snan kar ke, kasauti patthar, athva gandki nadi se prapt shaligram ko shvet kamal evan lakshmi yantra ko lal kamal ke pushp par sthapit kar ke, purush sukt, lakshmi sukt ko apas men sanputit kar path karna ati labhkari hai. kamal gatte ko ghi men dubo kar jyeshtha lakshmi ke mantron se yathavidhi havan karne se chirkal tak lakshmi ka nivas hota hai tatha choron se raksha hoti hai.
mantra: kshutpipasamlan jyeshthamalakshmin nashyamyaham. abhutinsmriddhin ch sarvan nirnud men grihat..
buri atmaon se dhan ki raksha
jahan bhi dhan rakhne ka sthan hota hai, vahan lal kapre men, sindur ke sath, kuber, lakshmi, ganesh adi ka yantra bandh kar rakhna chahie. dhan ke sthan par anya samagri rakhne se dhan hani, athva adhik dhan kharch adi ke sath-sath anya kai prakar ki hani ki shankaen bani rahti hain.
vidhi
surya grahan, athva chandra grahan ko, athva dipavli ki ratri ko (ardharatri) dhan rakhne vale sthan par dakini ka avahan kar ke sukha meva, lal chandan, nariyal ka gola, thori si sarson (pili) lal pushp adi ko lal kapre men bandh kar, dakini ke 108 mantra parh kar, jal se abhimantrit kar ke dhan sangrah ke sthan par rakhne se jatak ke dhan par buri atmaon ka kuprabhav nahin parta hai.
mantra:. o'm krin krin krin klin hi ain dakini hun hun hun fat svaha.