1 dipavli ki ratri ko 21 hakik ke pattharon ka pujan karen fir apne nivas men kahin bhi gar den‘ pure varsh lakshmi ka sthayi vas rahega.
2 dipavli ki ratri ko thik 12 baje 11 desi ghi ke dipak jala kar apne nivas ke madhya bhag men ek chakra banakar uske madhya roli se shri likhen v 108 bar uchcharan karen. man lakshmi se sthayi nivas ki prarthana karen.
3 dipavli ke pujan ke samay lal kapde men kali haldi ke sath sindur v kuch sikke ya rupyane ka pujan karen. agle din use lal kapre men bandhakar tijori men rakhen.
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4 dipavli ke pujan se pahle kisi bhi garib suhagan stri ko apni patni ke dvara suhag samagri den,sath men koi itra jarur den.
5 dipavli ki ratri men nivas ke pratyek kamre v mukhya dvar par gehun ki dheri bana kar uske upar shuddh desi ghi ka dipak rat bhar jalayen, lakshmi ka nivas rahega aur berojgaron ko rojgar milega.
6 yadi arthik karyon men badhaayen ati hain to dhanteras s dipavli tak lagatar tin din shri ganesh stotra ka path karen tatha gay ko hari sabji khilayen. badhaayen samapt hongi tatha man lakshmi ka nivas rahega.
7 imli ki tahni ko kat kar galle ya almari men rakhne se dhan ki koi kami nahin rahti.
8 dipavli ki ratri sinh lagn men madhya ratri 12 se 2 baje ke bich ek chandi ke gilas men ganga jal bharen, kuch pila mishtann len. purva disha ki or baith kar shri kuber yantra ke samaksh bhog arpit karen aur nimn mantra ki ek mala ya adhik se adhik panch mala ka jap karen.
un yakshay kuberayah vaishranavay dhan dhanyadipatyai dhan dhanya samridvi me dehi dapaye svaha.’’ mantra jap ke bad ganga jal ko nivas v karyalay k divaron par chirak den. isse man lakshmi ka sthayi nivas rahega.
9 dipavli ke din lakshmi pujan ke samay 11 pili kauri ganga jal se shuddh kar ke kauriyane par haldi kumkum lagayen, dusre din lal kapde men bandh kar tijori ya galle men rakhen. aisa karne se man lakshmi prasann rahti hain.
10 narak chaturdashi ke din lal chandan, panch lal gulab ke ful, roli lal kapde men bandh kar dhup-dip dikha kar dhan rakhne ke sthan par rakh den. lakshmi sthayi rup men vahan rahengi.
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11 dipavli ke ek din pahle ashok vriksh ki puja karen aur agle din jar le jane ka anurodh karen. dipavli ki ratri ko is jar ko bhi vidhi ke sath pujen fir ise tijori men rakhen.
12 dipavli ke din 108 ate ki goliyan ‘‘un hrin namah’’ mantra ka jap karte hue banayen aur fir machliyon ko khilayen. yah kriya 108 din karen, isse arthik avastha thik rahegi.
13 riddhi-siddhi ke svami shri ganesh ji aur dhan ki devi lakshmi ji hain. in donon ka sanyukt yantra mahayantra kahlata hai. dipavli ki ratri ko is yantra ki puja kar sthapit karen. lakshmi ka vas sthir rahega.
14 dipavli ke din pati-patni vishnu mandir men jayen aur vahan lakshmi ji ko vastra charhayen, dhan ki kabhi kami nahin rahegi.
15 dipavli ke agle din gay ke gobar ka dipak banakar usmen purane gur ki ek dali aur mitha tel dalen aur dipak jalakar ghar ke mukhya dvar ke bich men rakhen. isse sukh-samriddhi varsh bhar bani rahegi.
16 dipavli ki ratri ko kale til parivar ke sabhi sadasyon ke sir se sat bar utarakar ghar ki pashchim disha men fanek den. aisa karne se dhan ki hani band ho jayegi aur man lakshmi ki kripa varsh bhar rahegi.
17 dipavli ke din jhar u kharidakar layen. puja se pahle usse thori safai karen fir use ek taraf rakh den. agle din us jhar u ka prayog karen. isse daridrata jayegi aur man lakshmi ki kripa bani rahegi.
18 brihaspativar ko kele ke vriksh par jal arpit karen aur desi shuddh ghi ka dipak jalayen tatha shanivar ko pipal ke vriksh men gur dudh mila mitha jal v sarson ke tel ka dipak jalayen. kabhi bhi arthik pareshani nahin hogi.
19 ghar men jitne bhi darvaje hon unmen ap kabhi-kabhi tel de diya karane. unmen kisi prakar ki avaj nahin ani chahiye.
20 ghar men namak kisi khule dibbe men n rakhen. dibbe men dhakkan laga kar rakhen.
21 mahine men ek bar kisi bhi din uple men agni jalakar loban dalen aur pure ghar men iska dhuan den.
22 pratah uthakar sarvapratham grih lakshmi yadi mukhya dvar par ek lota jal dalane to man lakshmi ke ane ka marg khulta hai.
23 niyamit rup se puja karte samay jo dipak jalayen usmen rui ki batti ke sthan par kalava arthat mauli ka prayog karen kyonki man lakshmi ko lal rang bahut pasand hai. lakshmi ka nivas varsh bhar bana rahega.
24 ravipushya yog men bahede ki jar ya ek patta tatha shankhpushpi ki jar lakar ghar men rakhen. chandi ki dibbi men rakhne se aur labh milega.
25 ramayan ki is chaipai ka path karne se ghar ki daridrata dur hoti hai, dhan men vriddhi hoti hai. atithi pujnay priyatam purari ke. kamad dhan daridra dvarike.
26 shuklapaksh ke budhvar ko alg-alag do dukanon se ek-ek am khariden tatha in donon amane ko ek sath bahte pani men baha den.
27 baragad ke taje patte saf karke ravipushya ya gurupushya yog men layane aur unapar haldi se svastik banakar ghar men rakhen, lakshmi ka vas sthir rahega.
28 ghar men ya mandir men anar ka per lagayen aur roj jal den. jaise-jaise per bara hoga dhan men vriddhi hogi.
29 divali vale din ya kisi aur din koi kinnar mangne aye to use yatha samarth dhan den. yadi budhvar ka din ho to bahut hi shubh hota hai. fir usse nivedan karen ki apne pas se apko kuch dhan de. jo sikka ya rupya ap ko de vah tijori men rakh len.
30 dhanteras par jab koi naya bartan khariden to ek chandi ki dibbi bhi len. dipavli ke pujan ke samay us dibbi ko ganga jal se dhokar nagkesar aur kachnar ke patte yadi kachnar ke patte n mile to shahad len yah sab divali ki pujan ki samragi ke sath rakhen aur sari rat puja vale sthan par pari rahne den.
agle din snan ke bad nagkesar aur kachnar ya shahad chandi ki dibbi men dal den. usi dibbi ko lal ya pile kapre men bandh kar dhan rakhne ke sthan par rakhen. varsh bhar man lakshmi ki kripa bani rahegi.
31 dhanteras ke din haldi aur chaval pis kar uske ghol se ghar ke mukhya dvar par un banane se dhan ayega.
32 narak chaturdashi ya choti divali ko pratahkal hathi ko ganna ya mitha khilane se adhik taklifon se mukti milti hai.
33 dipavli pujan ke bad shankh aur damru bajane se daridrata jati hai.
34 dipavli ke panch parva hote hain. dhanteras se bhaiya duj tak panchane din char chote evan ek bara dipak jarur jalayen. dipak rakhne se pahle asan bichayen, fir khil chaval rakhane tatha usapar dipak rakhen. dhan ki vriddhi sada bani rahegi.
jivan men jarurat hai jyotishiya margadarshan ki? abhi bat karen fyuchar point jyotishiyon se!